House and Home - Save a Little, Save a Lot
On a tight budget? Wishing for the latest iPhone? Want to pad your savings account a little? It could be as simple as quitting your Starbucks habit.
Save a few bucks here and there on a regular basis, and it might not seem like much, but over the course of a month or a year, it’ll really add up. Cut back just $10 a week and you’ll find yourself more than $500 richer at the end of the year!
Save on gas
Many grocery stores offer points that can be used towards gas savings. Just 10 cents off per gallon can save you a few bucks every time you fill up with your points. Never let those points expire without a fill-up!
Sign up for rewards. More and more gas stations are instituting bonus cards, good for savings on gas and in-store purchases. With the My Sheetz Card you’ll save 3 percent on every gallon of gas, plus lots of savings and rewards on purchases. Turkey Hill Rewards gives you four points for every eligible item you buy, which you can rack up to save up to $1 per gallon on fuel. The card also gives you 3 cents off per gallon all the time. Your Citgo Rewards card will get you 5 cents off every gallon of gas (but this one is a credit card so you’ll need to pay the balance in full every month to avoid incurring interest charges).
The best day to buy gas is Tuesday, because gas stations lower their prices at the start of the week, then raise prices as the week goes on. The best time to fuel up is early in the morning when gas is denser than when it’s warm.
Consider the cost of shipping. Will that make a less expensive item more expensive than buying it in a brick-and-mortar store? This should go without saying, but if shipping is going to make your purchase cost more, you should buy it in the store.
Start your online shopping with Ebates, where you’ll also find coupon codes, and you’ll earn up to 27.5 percent cash back on everything you buy from over 1,500 online retailers.
Make your own
If you pick up coffee every morning, you probably spend anywhere from $7.50 to $25 a week on your cup of joe. If you make coffee at home instead, it would add up to $390 to $1,300 a year!
Pack a lunch rather than ordering out for a savings of at least $20 a week. Even better, bring leftovers to work.
Buy a reusable water bottle instead of purchasing bottled water. BPA-free bottles are relatively inexpensive, and some even come with built-in water filters. You’ll save money and the environment!
Click here to read about lots of other small savings ideas!
How have you cut back in small or big ways? Share your ideas in the comments below.